Buy Vs. Lease

To Buy or Lease your Subaru: that is the Question

The terminology may confuse some, but buying and leasing are two separate options for those in the market for a new Subaru. Each choice has advantages for our customers, which is best for you?


  • When you have a lease for a set amount of time, you have the option to trade up to a newer model every few years.
  • Instead of paying tax on the price of the car, you'll only pay tax on the amount you pay each month. This could save you a bundle.
  • Your credit score could improve since leasing a car keeps your debt to income ratio lower than buying, and as you pay it has the possibility to reflect on your credit report in a positive way.
  • Everyone knows the rule that once you drive off the lot, your car depreciates in value. Well, not with leasing. When you are leasing a car, you're not losing out when it's time to trade-in. Think of it as renting for a long period of time.
  • Lower monthly payments are a big bonus with leasing, because you end up paying about 40% less than when buying so there's more money in your pocket.
  • Cash on hand! You can trade a lower down payment for slightly higher monthly payments and keep your cash for immediate needs. The same goes for lowering monthly payments, lay more cash on the table up front and lower your month-to-month costs.

  • If you drive extremely high mileage and even purchasing additional miles on your lease does not make financial sense.
  • You lose the option to highly customize your vehicle with a lease. Buying is the way to go if you want a Subaru that stands out and is personalized just for you.
  • If you plan to keep your car for a long time, can pay off the vehicle in three years or less with 0% financing, and do not mind the maintenance expenses down the road, buying can leave you payment-free for many years.

To learn more, please stop in at our Grand Forks, ND location and ask us about our leasing and other financing options. We want you to make an educated decision and are here to provide you with the best possible customer service experience.

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Grand Forks Subaru

2400 Gateway Dr
Directions Grand Forks, ND 58203

  • Call or Text Sales: 800-966-6278
  • Service: 800-966-6278
  • Parts: 800-966-6278
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